YourWealth Advisory of ACPI is rooted in decades of trust, service, and meaningful relationships. What began with founder A.J. Jawad knocking on doors—from one neighbourhood to the next, city to city—has grown into a lasting legacy built on genuine human connection. While businesses have come and gone, the relationships we’ve built have stood the test of time. Through a relentless focus on excellence and client care, we’ve created a space where advisors can support, guide, and grow with the families they serve—across generations.
At YourWealth Advisory of ACPI, our philosophy is the compass that guides every decision we make. We believe that true wealth management begins with discipline, clarity, and a long-term perspective. That’s why our guiding principle is simple yet powerful: manage risks first, returns second. This approach allows us to focus on preserving what our clients have worked hard to build, while thoughtfully positioning them for growth. We apply a consistent framework that emphasizes capital preservation, tax efficiency, liquidity, and steady progress. Our goal is to design portfolios that are not only efficient and easy to understand, but also built to perform reliably through changing market conditions. By putting risk at the forefront, we create confidence—so our clients can move forward with peace of mind.
WE CARE
We care deeply about our clients, and what is important to them.
WE INVEST
We invest in building and nurturing deep relationships that last.
WE MAKE A DIFFERENCE
We make a difference by being there as your needs evolve.
WE ARE INDEPENDENT
We are independent Portfolio Managers with a fiduciary duty.
WE EMBRACE EXCELLENCE
We embrace excellence through continuous improvement.
We thrive in partnerships with individuals and businesses who are open to thoughtful guidance and value making informed financial decisions rooted in facts—not emotions. While most of our clients have investable assets of $500K or more, we also work with those who show strong potential for growth and are committed to building lasting financial habits through behavioural coaching.
At the heart of what we do is a desire to build genuine, long-term relationships. We’re drawn to kindhearted people who value trust, mutual respect, and a collaborative approach. Whether you’re an individual, family, professional, or business owner, we’re here to help you and your loved ones build a secure financial future.
We pride ourselves in our team’s professional backgrounds and industry experiences. Our team’s combined experiences in Wealth Management, Insurance Planning, Tax Planning, Human Resources, Talent Management, Engineering, and Technology foster innovation and drive continuous improvement in our practice. Our team is comprised of advisors with decades of industry experience, as well as young, agile advisors with innovative and imaginative ideas.
With over 25 years in wealth management and more than 40 years of tax experience—including a decade with the Canada Revenue Agency (CRA)—A.J. Jawad brings deep expertise and a comprehensive perspective to client relationships. Licensed across multiple provinces, he specializes in crafting personalized strategies that balance risk management, tax efficiency, and long-term portfolio growth.
At YourWealth Advisory, A.J. leads with a disciplined philosophy: manage risks first, seek returns second. His approach emphasizes capital preservation, sustainable growth, tax efficiency, and liquidity, ensuring that each portfolio remains simple, efficient, and consistently aligned with clients’ evolving goals.
A.J. is passionate about delivering independent, relationship-focused advice tailored to individuals, families, and business owners. Through a strong focus on client education and financial behavioural coaching, he helps clients build confidence, clarity, and a lasting legacy for future generations.
Rowaida holds a Bachelor of Science degree and a Certificate of Aptitude in Sociology from the Lebanese University and, at one point, taught sociology in Lebanon before relocating to Canada in 2004. Shortly after her move, she transitioned into finance and has since built over two decades of leadership in operations management, including a five-year tenure as a mortgage consultant. Her diverse background gives her a unique perspective on both people and processes, and she’s known for approaching every challenge with a strategic mindset and getting the job done right the first time.
As Office Manager for YourWealth Advisory, Rowaida oversees daily operations, drives process improvements, and administers functions to keep the firm running smoothly. She partners on client engagement and steps in as a dependable resource whenever workloads peak. Her proactive problem-solving and meticulous attention to detail ensure a cohesive, efficient environment where colleagues and clients alike thrive.
Paavni plays a pivotal role in ensuring the smooth and strategic operations of our firm. As Branch Administrator, she oversees daily financial processes, team coordination, and client servicing across multiple departments with precision and care.
With a background rooted in executive support and operations leadership, Paavni is known for her ability to manage complex workflows, streamline systems, and build strong client relationships. She handles everything from account contributions and transactions to estate settlements and compliance oversight—always with an eye for detail and a heart for service. Her collaborative approach and problem-solving mindset make her a trusted go-to for both clients and colleagues.
Above all, Paavni is driven by a passion for excellence and a genuine commitment to helping others. Her thoughtful communication style and behind-the-scenes impact have made her an indispensable part of the team—and a steady force in supporting our clients’ long-term success.
